[Author's note: Title pawn is a financial disaster for the borrower. The interest piles up weekly and it is almost impossible to pay back the loan. This predatory lending is legal in most states.]

"Can you at least tell a Buick from a Yugo, sweetheart?"  That was Barney, departing night clerk whom I would soon replace, but I was having none of his sarcasm sandwich. He trained me to fill out the loan paper…